About Us

Flindersiaf provides specialised services to businesses throughout Australia that require Motor Vehicles, Machineries, and Equipment Finance. We also tailor Vendor Programs for Suppliers that sell capital Equipment and are looking for a more competitive edge by referring the client to us.

Our extensive experience in vehicles and asset finance over the last 20 years enables us to understand the often complex lending criteria and simplify the process for our clients, with our approach we can deliver a stress-free service to our customers, ensuring the application and approval process is taken care of. Whether you are after a vehicle, Machinery, equipment, or cash flow, our commercial finance acumen makes the finance of assets to grow your business a lot less complex.

why choose us

We make sourcing equipment finance easy. We arrange finance for all manners of Equipment, Vehicles, Machineries, and cash flow for our clients ranging from sole traders, small businesses, and schools to large corporations. We believe a good relationship is repeat business when a client comes back seeking finance for asset finance over time and time again, that is why so many clients have been with us for years.

Flindersiaf is a specialist asset finance broker, but it is fully aware that our service is not for anyone. Every client has the right to decide if and when using a finance broker. Please consider that a finance broker works for you and should always have in mind your best interest and provide quality services to match.

Once we have spoken with or met a new client, we take care of the rest. we have the skills and panel of lenders to locate the right finance. Compared to the banks, we think you will find us a breath of fresh air.

Flindersiaf provides full support for the term of your finance contract, no matter what it is, new Direct Debit, Insurance, copy of your agreement, amortisation schedule, and account payout, Flindersiaf will act on your behalf with our panel of lenders.

With access to a wide selection of funding lines, we can help you find the right finance solution that works for your business.

Contact us for all your asset finance needs.

products

chattel mortgages

A Chattel Mortgage works much in the same way a commercial loan does – you pay back the loan in installments every month. You can lower your monthly repayments with a residual value or "Balloon" payment.

Benefits of a Chattel Mortgage
Provided the equipment is used 100% for business purposes, you can claim the interest paid on the facility and depreciation on the equipment as a tax deduction.

If the Business is registered for GST, you may be eligible to claim some or all of the GST upfront, rather than over the term of the loan.

Deposits are optional but not generally required, and you can buy the equipment at any time during the agreement. You may also choose a balloon payment at the end of the term to decrease your monthly commitments.

* The above is not Tax advice, just a guide, please contact your Accountant or Financial Adviser for more information regarding Tax benefits for your business.

rental (operating lease)

It's an option that works well for all types of equipment. Rental & Operating leases give your business flexibility. You can Upgrade, Purchase, or Return the Equipment at any time during the agreement to ensure you have the right tools and equipment key to your Business's success.

Rental gives you the ability to acquire equipment when it's needed, whether it's to keep up with growing demand or improve your productivity.

Rental &Operating Leases carry the added benefit of being 100% tax deductible* Rental may qualify for off-balance sheet accounting, ask your accountant or tax adviser how Rental can work for you.

At Flindersiaf we understand that your circumstances may change. We provide a flexible range of End of Term Options including:
* The above is not Tax advice, just a guide, please contact your Accountant or Financial Adviser for more information regarding Tax benefits for your business.

broker network

To all finance brokers, both big and small – having time off without any distractions is one of the options we don’t have in our business. 

At Flindersiaf we offer you, the finance broker, the opportunity to take that long overdue break without thehassle of trying to deal with clients whilst you are away, sometimes in a different time zone. Whether you are on a cruise, taking that long overdueEuropean holiday, or just wanting to work 2 – 3 days a week whilst you ease into retirement come and speak with me. 

We can talk about your clients’ special needs, your individual timeframe and what you expect of me. First and foremost, you can rely on me to service your clients exactly as you would expect because they are your clients, and I will always remember that. It is important to me that I protect your clients and referral sources because I would like you to know that you can call on me anytime both now and in the future. 

A phone call is all it takes, and should you decide not to proceed at the least we have made contact, which could prove worthwhile to assist with arranging finance for that ‘one-off’ deal that seems difficult to set.

contact us

Thanh Nguyen

General Manager
Flindersiaf
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